{"id":14,"date":"2011-10-11T04:00:00","date_gmt":"2011-10-11T04:00:00","guid":{"rendered":"http:\/\/www.collinginsurance.com\/blog\/2011\/10\/types-of-colorado-liability-insurance\/"},"modified":"2014-07-16T14:17:00","modified_gmt":"2014-07-16T14:17:00","slug":"types-of-colorado-liability-insurance","status":"publish","type":"post","link":"https:\/\/www.collinginsurance.com\/blog\/types-of-colorado-liability-insurance\/","title":{"rendered":"Types of Colorado Liability Insurance"},"content":{"rendered":"<p>Those who need Colorado car insurance and Colorado homeowners insurance need to consider several different scenarios before they choose their policies. For the best and most comprehensive protection, it&#8217;s wise to consider liability insurance with both Colorado auto insurance <i>and <\/i>Colorado home insurance.<\/p>\n<p><b>For your automobile<\/b><\/p>\n<p>If you&#8217;re in an automobile accident, liability Colorado auto insurance will cover you in the event you are at fault in a car accident. In Colorado, you must have minimums of $25,000 in coverage for the injury of one person and $50,000 coverage for the injury of more than one person. You also have to carry $15,000 in coverage for property damage. These are minimums, and many experts recommend that you carry more. In Colorado, you can&#8217;t even register a vehicle, much less drive one, until you can prove that you have it insured to the minimum standards.<\/p>\n<p><b>For your house<\/b><\/p>\n<p>Although you are not legally required to have homeowners insurance in Colorado, it&#8217;s important to have because you&#8217;ll want to protect yourself in the event you have property damage from some kind of disaster and need to repair or rebuild your house or replace your possessions.<\/p>\n<p>In addition, even though Colorado homeowners don&#8217;t think of it, liability coverage is also important if you&#8217;re a homeowner. That&#8217;s because if someone should slip and fall or otherwise have an accident while in your home or on your property, you can be sued for damages. It&#8217;s suggested that you carry at least $100,000 in liability coverage for your homeowners policy, although most experts recommend that you up that amount to $300,000, to be safe. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Those who need Colorado car insurance and Colorado homeowners insurance need to consider several different scenarios before they choose their policies. For the best and most comprehensive protection, it&#8217;s wise to consider liability insurance with both Colorado auto insurance and Colorado home insurance. For your automobile If you&#8217;re in an automobile accident, liability Colorado auto [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[19],"tags":[],"class_list":["post-14","post","type-post","status-publish","format-standard","hentry","category-quotes-comparisons"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/posts\/14","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=14"}],"version-history":[{"count":1,"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/posts\/14\/revisions"}],"predecessor-version":[{"id":357,"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/posts\/14\/revisions\/357"}],"wp:attachment":[{"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=14"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=14"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=14"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}