{"id":385,"date":"2014-10-14T00:00:00","date_gmt":"2014-10-14T00:00:00","guid":{"rendered":"http:\/\/www.collinginsurance.com\/blog\/?p=385"},"modified":"2014-09-16T08:26:58","modified_gmt":"2014-09-16T08:26:58","slug":"wheat-ridge-co-insurance-agency-3","status":"publish","type":"post","link":"https:\/\/www.collinginsurance.com\/blog\/wheat-ridge-co-insurance-agency-3\/","title":{"rendered":"Home Insurance Agency in Wheat Ridge, CO"},"content":{"rendered":"<p>Wheat Ridge, CO is one of the most beautiful Colorado locales to settle down and raise a family. It has everything, from proximity to the Denver metro area to easy access to the mountains (and ski slopes!) during the winter months.<\/p>\n<p>Whether you&#39;re a first-time home buyer or just new to the Wheat Ridge area, you&#39;ll want to make sure to make a smart decision about your property insurance options. These steps will help simplify the process.<\/p>\n<h2>1. Get your home appraised.<\/h2>\n<p>If you&#39;re just in the process of buying your home, chances are this step has already been covered during the buy-sell process. Regardless, you&#39;ll want to have a good idea of your home&#39;s value; this enables you to purchase just the right amount of coverage without leaving gaps or paying for more than you need.<\/p>\n<h2>2. Talk to an independent agent.<\/h2>\n<p>Our Independent agents work with many different insurance companies, so they can get you several quotes in one stop. That&#39;s one of the best ways to save time (and money) when you&#39;re searching for the insurance agency and policy that fits your needs. Independent agents will also talk to you about each policy&#39;s specific coverage limits and your home&#39;s situation, so they can suggest the types of coverage most likely to be a smart investment for you.<\/p>\n<h2>3. Read potential policies thoroughly.<\/h2>\n<p>Once you think you&#39;ve found just the right combination of coverage to protect your home, you&#39;ll want to read the fine print to make sure you know exactly what is and isn&#39;t covered. Take the time now to ask your agent about anything that doesn&#39;t make sense. Know your deductibles and any exclusions on your policy before you sign, and if those exclusions make you nervous, ask about purchasing extra coverage; flood and earthquake insurance, for example, are not usually included on standard policies.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Wheat Ridge, CO is one of the most beautiful Colorado locales to settle down and raise a family. It has everything, from proximity to the Denver metro area to easy access to the mountains (and ski slopes!) during the winter months. Whether you&#39;re a first-time home buyer or just new to the Wheat Ridge area, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18],"tags":[],"class_list":["post-385","post","type-post","status-publish","format-standard","hentry","category-home-insurance"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/posts\/385","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=385"}],"version-history":[{"count":1,"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/posts\/385\/revisions"}],"predecessor-version":[{"id":386,"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/posts\/385\/revisions\/386"}],"wp:attachment":[{"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=385"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=385"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=385"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}