{"id":499,"date":"2016-06-21T08:00:00","date_gmt":"2016-06-21T08:00:00","guid":{"rendered":"http:\/\/www.collinginsurance.com\/blog\/?p=499"},"modified":"2016-07-05T19:36:14","modified_gmt":"2016-07-05T19:36:14","slug":"three-benefits-for-umbrella-insurance","status":"publish","type":"post","link":"https:\/\/www.collinginsurance.com\/blog\/three-benefits-for-umbrella-insurance\/","title":{"rendered":"3 Reasons Why You Should Consider Umbrella Insurance"},"content":{"rendered":"<p>At Colling Insurance Services, Inc. we understand that purchasing insurance is a little complicated for the average person. They aren&rsquo;t familiar with the industry lingo that governs the policy. If you are like the average person, when it comes to purchasing insurance, you may purchase the least expensive insurance possible, and not understand the risks you expose yourself to as a result of focusing solely on costs. If you&rsquo;ve done this in the past, umbrella insurance may be able to help you cover deficits.<\/p>\n<h2>Umbrella Insurance Is Portable<\/h2>\n<p>One of the many benefits of purchasing a personal umbrella policy is the fact that it&rsquo;s portable. In fact, you get more than portability with umbrella insurance. You can use umbrella insurance with any type of policy. In essence, your umbrella insurance may help you cover the costs of fending off lawsuits.<\/p>\n<h2>Umbrella Insurance Offer Flexible Coverage Options<\/h2>\n<p>Another feature your traditional insurance and umbrella insurance share is coverage flexibility. You can choose the amount of your policy based on the risks you want to insure against. Umbrella insurance places you in the driver seat because you can choose to have the amount of coverage you need, when you need it.<\/p>\n<h2>Umbrella Insurance Saves You Money<\/h2>\n<p>Lawsuits payouts are growing each year. With hundreds of people getting millions in lawsuit settlement, the cost of an umbrella insurance lawsuit could result in you losing everything you own. Instead of paying hefty lawsuit settlements, with the financial backing of your insurance provider, you may find that you aren&rsquo;t alone when you have umbrella insurance.<\/p>\n<p>At Colling Insurance Services, Inc. our team of licensed insurance agents can pair umbrella insurance with your auto insurance, professional liability insurance, or homeowner&rsquo;s insurance to ensure you have enough just in case you get sued. If you are in and around the Lakewood, CO area, we are happy to help you understand the ins and outs of umbrella insurance.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>At Colling Insurance Services, Inc. we understand that purchasing insurance is a little complicated for the average person. They aren&rsquo;t familiar with the industry lingo that governs the policy. If you are like the average person, when it comes to purchasing insurance, you may purchase the least expensive insurance possible, and not understand the risks [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-499","post","type-post","status-publish","format-standard","hentry","category-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"description\" content=\"At Colling Insurance Services, Inc. we understand that purchasing insurance is a little complicated for the average person. They aren\u2019t familiar with the industry lingo that governs the policy. 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