{"id":550,"date":"2017-04-10T08:00:00","date_gmt":"2017-04-10T08:00:00","guid":{"rendered":"http:\/\/www.collinginsurance.com\/blog\/?p=550"},"modified":"2017-04-03T15:32:18","modified_gmt":"2017-04-03T15:32:18","slug":"considering-dropping-home-insurance-think-again","status":"publish","type":"post","link":"https:\/\/www.collinginsurance.com\/blog\/considering-dropping-home-insurance-think-again\/","title":{"rendered":"Considering Dropping Home Insurance? Think Again"},"content":{"rendered":"<p>For many, the cost of home insurance is enough to make them reconsider holding a policy at all. Though we are not all required to hold home insurance, dropping coverage is a terrible idea. For those in the Lakewood, CO area, the agents with Colling Insurance Services Inc. can help you find a policy that covers your home but that does not break the bank.<\/p>\n<p>For those that have paid for their home in full, there is no legal requirement to hold home insurance. Rather, home insurance is only required if you have a lien, loan, or mortgage out against the value of your home. Even then it is not required by law but rather required by the lender in an effort to protect investments and make sure that no money is lost if the home is destroyed.<\/p>\n<p>So why would you keep home insurance if you are not required to by law? The answer is far simpler than you might imagine. Though not everyone is required by law to carry home insurance, having a policy is going to help protect you from any event that you cannot control. We never know when wiring is going to cause a fire, if a tree is going to fall on our home, or if a wind storm is going to pull your roof all the way off your home. It is for that reason, the element of uncertainty, the keeping a home insurance policy is a good idea no matter what.<\/p>\n<p>It is always a good idea to hold at the very least a basic policy to help you recover if there is a disaster. For those that live in the Lakewood, CO area, the agents with Colling Insurance Services Inc. can help you find the right policy that is going to protect your home no matter what.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>For many, the cost of home insurance is enough to make them reconsider holding a policy at all. Though we are not all required to hold home insurance, dropping coverage is a terrible idea. For those in the Lakewood, CO area, the agents with Colling Insurance Services Inc. can help you find a policy that [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18],"tags":[470,514,516],"class_list":["post-550","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-colling-insurance-services","tag-inc","tag-lakewood-co"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"description\" content=\"For many, the cost of home insurance is enough to make them reconsider holding a policy at all. Though we are not all required to hold home insurance, dropping coverage is a terrible idea. 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