{"id":713,"date":"2020-02-20T04:00:00","date_gmt":"2020-02-20T04:00:00","guid":{"rendered":"https:\/\/www.collinginsurance.com\/blog\/?p=713"},"modified":"2020-02-20T22:24:33","modified_gmt":"2020-02-20T22:24:33","slug":"can-i-purchase-dental-insurance-by-itself-in-lakewood-co-or-does-it-have-to-go-with-a-health-insurance-policy","status":"publish","type":"post","link":"https:\/\/www.collinginsurance.com\/blog\/can-i-purchase-dental-insurance-by-itself-in-lakewood-co-or-does-it-have-to-go-with-a-health-insurance-policy\/","title":{"rendered":"Can I purchase dental insurance by itself in Lakewood, CO or does it have to go with a health insurance policy?"},"content":{"rendered":"<p>If you or a family member isn&#8217;t getting dental insurance through an employer you have to go to the marketplace to find a policy. If you already have a health insurance policy, will that interfere with your purchase of dental insurance? Do you have to purchase dental with regular health insurance, or can you purchase a dental plan by itself?<\/p>\n<p>If you live in Lakewood, CO and need dental insurance, you actually have a choice as to how you decide to purchase it. At&nbsp;Colling Insurance Services Inc., we can help you find a plan that works with what you already have, or we can help you find a whole new plan.&nbsp;<\/p>\n<p>If your health plan includes dental, you will pay one premium to get all the services offered by your comprehensive plan. If you choose a stand-alone policy, you will have two different premiums. You can even choose dental coverage at a completely different company than the one one that services your health insurance.<\/p>\n<p>Dental insurance is an essential benefit for children, but not adults, so health insurance plans must offer coverage to minors either as part of a comprehensive plan or as a stand-alone plan. Sadly, dental insurance isn&#8217;t considered essential for adults.<\/p>\n<p>When choosing your plan, you will probably have to choose a higher premium with lower copayments and deductibles or a lower premium with higher copayments and deductibles. Think about whether you want to pay less every month and then pay more for services.<\/p>\n<p>If you live in Lakewood, CO, you have choices when it comes to dental insurance. Call&nbsp;Colling Insurance Services Inc. today so we can help you explore your options.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you or a family member isn&#8217;t getting dental insurance through an employer you have to go to the marketplace to find a policy. If you already have a health insurance policy, will that interfere with your purchase of dental insurance? Do you have to purchase dental with regular health insurance, or can you purchase [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[470,514,516],"class_list":["post-713","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-colling-insurance-services","tag-inc","tag-lakewood-co"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"description\" content=\"If you or a family member isn&#039;t getting dental insurance through an employer you have to go to the marketplace to find a policy. If you already have a health insurance policy, will that interfere with your purchase of dental insurance? 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