{"id":74,"date":"2012-05-09T04:00:00","date_gmt":"2012-05-09T04:00:00","guid":{"rendered":"http:\/\/www.collinginsurance.com\/blog\/?p=74"},"modified":"2014-07-16T14:14:39","modified_gmt":"2014-07-16T14:14:39","slug":"lowering-costs-for-high-risk-drivers","status":"publish","type":"post","link":"https:\/\/www.collinginsurance.com\/blog\/lowering-costs-for-high-risk-drivers\/","title":{"rendered":"Lowering Costs for High Risk Drivers"},"content":{"rendered":"<p>When you&#8217;re a high risk driver, which may include young drivers, old drivers, those who have had a major accident, and drivers who have had alcohol-related traffic citations or license suspensions, getting auto insurance can be expensive. But drivers in Mountain View, Green Valley Ranch, Montclair, and surrounding areas have several options at their disposal. Consider the following ways that high risk drivers can lower their auto insurance costs.<\/p>\n<p>Taking Higher Deductibles: The lower your deductibles are, the higher the auto insurance premiums will be. Taking higher deductibles still gives you coverage in a major incident, but decreases what you pay for insurance on an ongoing basis.<\/p>\n<p>Driver Safety Discounts: Many insurance companies give a special discount to drivers who complete a defensive driving course or other safety-related course. Others monitor your driving habits remotely and offer a discount if the data shows that you drive defensively.<\/p>\n<p>Pay Upfront: You can often get a discount on your insurance policy by paying the whole amount upfront rather than paying in monthly installments. After making your first lump payment, usually for six months, start saving a little money each month to pay the next chunk when it renews in six months.<\/p>\n<p>Shopping around to get quotes from several car insurance companies can also help you find the best rate for car insurance, given that each company calculates premiums differently.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When you&#8217;re a high risk driver, which may include young drivers, old drivers, those who have had a major accident, and drivers who have had alcohol-related traffic citations or license suspensions, getting auto insurance can be expensive. But drivers in Mountain View, Green Valley Ranch, Montclair, and surrounding areas have several options at their disposal. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-74","post","type-post","status-publish","format-standard","hentry","category-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"description\" content=\"When you&#039;re a high risk driver, which may include young drivers, old drivers, those who have had a major accident, and drivers who have had alcohol-related traffic citations or license suspensions, getting auto insurance can be expensive. But drivers in Mountain View, Green Valley Ranch, Montclair, and surrounding areas have several options at their disposal.\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"AgentInsure\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.collinginsurance.com\/blog\/lowering-costs-for-high-risk-drivers\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.9\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Colorado Insurance |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Lowering Costs for High Risk Drivers | Colorado Insurance\" \/>\n\t\t<meta property=\"og:description\" content=\"When you&#039;re a high risk driver, which may include young drivers, old drivers, those who have had a major accident, and drivers who have had alcohol-related traffic citations or license suspensions, getting auto insurance can be expensive. But drivers in Mountain View, Green Valley Ranch, Montclair, and surrounding areas have several options at their disposal.\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.collinginsurance.com\/blog\/lowering-costs-for-high-risk-drivers\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2012-05-09T04:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2014-07-16T14:14:39+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Lowering Costs for High Risk Drivers | Colorado Insurance\" \/>\n\t\t<meta name=\"twitter:description\" content=\"When you&#039;re a high risk driver, which may include young drivers, old drivers, those who have had a major accident, and drivers who have had alcohol-related traffic citations or license suspensions, getting auto insurance can be expensive. But drivers in Mountain View, Green Valley Ranch, Montclair, and surrounding areas have several options at their disposal.\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/lowering-costs-for-high-risk-drivers\\\/#article\",\"name\":\"Lowering Costs for High Risk Drivers | Colorado Insurance\",\"headline\":\"Lowering Costs for High Risk Drivers\",\"author\":{\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/#organization\"},\"datePublished\":\"2012-05-09T04:00:00+00:00\",\"dateModified\":\"2014-07-16T14:14:39+00:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/lowering-costs-for-high-risk-drivers\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/lowering-costs-for-high-risk-drivers\\\/#webpage\"},\"articleSection\":\"Insurance\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/lowering-costs-for-high-risk-drivers\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"name\":\"Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"position\":2,\"name\":\"Insurance\",\"item\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/category\\\/insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/lowering-costs-for-high-risk-drivers\\\/#listItem\",\"name\":\"Lowering Costs for High Risk Drivers\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/lowering-costs-for-high-risk-drivers\\\/#listItem\",\"position\":3,\"name\":\"Lowering Costs for High Risk Drivers\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"name\":\"Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/#organization\",\"name\":\"Colorado Insurance\",\"url\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"AgentInsure\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/lowering-costs-for-high-risk-drivers\\\/#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g\",\"width\":96,\"height\":96,\"caption\":\"AgentInsure\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/lowering-costs-for-high-risk-drivers\\\/#webpage\",\"url\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/lowering-costs-for-high-risk-drivers\\\/\",\"name\":\"Lowering Costs for High Risk Drivers | Colorado Insurance\",\"description\":\"When you're a high risk driver, which may include young drivers, old drivers, those who have had a major accident, and drivers who have had alcohol-related traffic citations or license suspensions, getting auto insurance can be expensive. But drivers in Mountain View, Green Valley Ranch, Montclair, and surrounding areas have several options at their disposal.\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/lowering-costs-for-high-risk-drivers\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2012-05-09T04:00:00+00:00\",\"dateModified\":\"2014-07-16T14:14:39+00:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/\",\"name\":\"Colorado Insurance\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Lowering Costs for High Risk Drivers | Colorado Insurance","description":"When you're a high risk driver, which may include young drivers, old drivers, those who have had a major accident, and drivers who have had alcohol-related traffic citations or license suspensions, getting auto insurance can be expensive. But drivers in Mountain View, Green Valley Ranch, Montclair, and surrounding areas have several options at their disposal.","canonical_url":"https:\/\/www.collinginsurance.com\/blog\/lowering-costs-for-high-risk-drivers\/","robots":"max-image-preview:large","keywords":"","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.collinginsurance.com\/blog\/lowering-costs-for-high-risk-drivers\/#article","name":"Lowering Costs for High Risk Drivers | Colorado Insurance","headline":"Lowering Costs for High Risk Drivers","author":{"@id":"https:\/\/www.collinginsurance.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.collinginsurance.com\/blog\/#organization"},"datePublished":"2012-05-09T04:00:00+00:00","dateModified":"2014-07-16T14:14:39+00:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.collinginsurance.com\/blog\/lowering-costs-for-high-risk-drivers\/#webpage"},"isPartOf":{"@id":"https:\/\/www.collinginsurance.com\/blog\/lowering-costs-for-high-risk-drivers\/#webpage"},"articleSection":"Insurance"},{"@type":"BreadcrumbList","@id":"https:\/\/www.collinginsurance.com\/blog\/lowering-costs-for-high-risk-drivers\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.collinginsurance.com\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.collinginsurance.com\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.collinginsurance.com\/blog\/category\/insurance\/#listItem","name":"Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.collinginsurance.com\/blog\/category\/insurance\/#listItem","position":2,"name":"Insurance","item":"https:\/\/www.collinginsurance.com\/blog\/category\/insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.collinginsurance.com\/blog\/lowering-costs-for-high-risk-drivers\/#listItem","name":"Lowering Costs for High Risk Drivers"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.collinginsurance.com\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.collinginsurance.com\/blog\/lowering-costs-for-high-risk-drivers\/#listItem","position":3,"name":"Lowering Costs for High Risk Drivers","previousItem":{"@type":"ListItem","@id":"https:\/\/www.collinginsurance.com\/blog\/category\/insurance\/#listItem","name":"Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.collinginsurance.com\/blog\/#organization","name":"Colorado Insurance","url":"https:\/\/www.collinginsurance.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.collinginsurance.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.collinginsurance.com\/blog\/author\/agentinsure\/","name":"AgentInsure","image":{"@type":"ImageObject","@id":"https:\/\/www.collinginsurance.com\/blog\/lowering-costs-for-high-risk-drivers\/#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g","width":96,"height":96,"caption":"AgentInsure"}},{"@type":"WebPage","@id":"https:\/\/www.collinginsurance.com\/blog\/lowering-costs-for-high-risk-drivers\/#webpage","url":"https:\/\/www.collinginsurance.com\/blog\/lowering-costs-for-high-risk-drivers\/","name":"Lowering Costs for High Risk Drivers | Colorado Insurance","description":"When you're a high risk driver, which may include young drivers, old drivers, those who have had a major accident, and drivers who have had alcohol-related traffic citations or license suspensions, getting auto insurance can be expensive. But drivers in Mountain View, Green Valley Ranch, Montclair, and surrounding areas have several options at their disposal.","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.collinginsurance.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.collinginsurance.com\/blog\/lowering-costs-for-high-risk-drivers\/#breadcrumblist"},"author":{"@id":"https:\/\/www.collinginsurance.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.collinginsurance.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2012-05-09T04:00:00+00:00","dateModified":"2014-07-16T14:14:39+00:00"},{"@type":"WebSite","@id":"https:\/\/www.collinginsurance.com\/blog\/#website","url":"https:\/\/www.collinginsurance.com\/blog\/","name":"Colorado Insurance","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.collinginsurance.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Colorado Insurance |","og:type":"article","og:title":"Lowering Costs for High Risk Drivers | Colorado Insurance","og:description":"When you're a high risk driver, which may include young drivers, old drivers, those who have had a major accident, and drivers who have had alcohol-related traffic citations or license suspensions, getting auto insurance can be expensive. But drivers in Mountain View, Green Valley Ranch, Montclair, and surrounding areas have several options at their disposal.","og:url":"https:\/\/www.collinginsurance.com\/blog\/lowering-costs-for-high-risk-drivers\/","article:published_time":"2012-05-09T04:00:00+00:00","article:modified_time":"2014-07-16T14:14:39+00:00","twitter:card":"summary","twitter:title":"Lowering Costs for High Risk Drivers | Colorado Insurance","twitter:description":"When you're a high risk driver, which may include young drivers, old drivers, those who have had a major accident, and drivers who have had alcohol-related traffic citations or license suspensions, getting auto insurance can be expensive. But drivers in Mountain View, Green Valley Ranch, Montclair, and surrounding areas have several options at their disposal."},"aioseo_meta_data":{"post_id":"74","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[],"defaultGraph":"","defaultPostTypeGraph":""},"schema_type":null,"schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2020-12-21 11:19:01","updated":"2025-06-04 11:14:09","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.collinginsurance.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.collinginsurance.com\/blog\/category\/insurance\/\" title=\"Insurance\">Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tLowering Costs for High Risk Drivers\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.collinginsurance.com\/blog"},{"label":"Insurance","link":"https:\/\/www.collinginsurance.com\/blog\/category\/insurance\/"},{"label":"Lowering Costs for High Risk Drivers","link":"https:\/\/www.collinginsurance.com\/blog\/lowering-costs-for-high-risk-drivers\/"}],"_links":{"self":[{"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/posts\/74","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=74"}],"version-history":[{"count":2,"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/posts\/74\/revisions"}],"predecessor-version":[{"id":323,"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/posts\/74\/revisions\/323"}],"wp:attachment":[{"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=74"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=74"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=74"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}