{"id":759,"date":"2021-01-18T04:00:00","date_gmt":"2021-01-18T04:00:00","guid":{"rendered":"https:\/\/www.collinginsurance.com\/blog\/?p=759"},"modified":"2020-12-15T18:18:18","modified_gmt":"2020-12-15T18:18:18","slug":"three-reasons-why-you-should-purchase-long-term-care-insurance","status":"publish","type":"post","link":"https:\/\/www.collinginsurance.com\/blog\/three-reasons-why-you-should-purchase-long-term-care-insurance\/","title":{"rendered":"Three reasons why you should purchase long-term care insurance"},"content":{"rendered":"<p>It&#8217;s important to carry long-term care insurance. At Colling Insurance Services Inc., we offer long-term care insurance in Lakewood, CO.<\/p>\n<p>The following are three reasons why you should purchase long-term care insurance.<\/p>\n<h2>Aging adults are likely to need long-term care at some point.<\/h2>\n<p>It&#8217;s important to realize how prevalent the need for long-term care is. As adults get older, they become increasingly more likely to require long-term care to get by on a daily basis.<\/p>\n<p>According to some estimates, half of all individuals over 65 will develop a disability and be in need of long-term care before the end of their lives. Even if long-term care is only necessary temporarily, it&#8217;s still important to have this health care need covered by insurance.&nbsp;<\/p>\n<h2>A standard health insurance policy is not likely to cover all long-term care needs.&nbsp;<\/h2>\n<p>Don&#8217;t assume that your health insurance policy or the health insurance policy of a loved one included long-term care coverage. In fact, the majority of health insurance policies out there don&#8217;t provide coverage for long-term care.<\/p>\n<p>To have the expenses of long-term care covered by insurance, it&#8217;s important to invest in a long-term care insurance policy.&nbsp;<\/p>\n<h2>Long-term care is very costly out of pocket.&nbsp;<\/h2>\n<p>If you or a loved one ends up needing long-term care, the resulting costs can be financially devastating. It&#8217;s important to realize how much long-term care costs will be&nbsp;if you find yourself in the situation of having to pay out of pocket. Aging&nbsp;individuals need to be insured for this type of health care cost to avoid financial problems&nbsp;in the future.&nbsp;<\/p>\n<p>If you&#8217;re looking for the right long-term care insurance policy, get in touch with us at Colling Insurance Services Inc. We offer long-term care insurance in Lakewood, CO.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>It&#8217;s important to carry long-term care insurance. At Colling Insurance Services Inc., we offer long-term care insurance in Lakewood, CO. The following are three reasons why you should purchase long-term care insurance. Aging adults are likely to need long-term care at some point. It&#8217;s important to realize how prevalent the need for long-term care is. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[470,514,516],"class_list":["post-759","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-colling-insurance-services","tag-inc","tag-lakewood-co"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/posts\/759","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=759"}],"version-history":[{"count":1,"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/posts\/759\/revisions"}],"predecessor-version":[{"id":760,"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/posts\/759\/revisions\/760"}],"wp:attachment":[{"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=759"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=759"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=759"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}