Long-term care insurance offers a sense of security. Statistically speaking, it is likely you will need some sort of long-term care in your lifetime, 52% of people will. Long-term care involves different types of care. It can be assistance at home or in a facility. In Lakewood, CO, Colling Insurance Services Inc. will help you to customize your insurance coverage. We will work hard to provide you with all the information you need to make an educated decision. <\/p>\n
According to the National Institute on Aging long-term care provides services that meet a person’s personal or health care needs. It can be for a short period or a long time. The aim is to help people live as safely and independently as possible when they can’t perform ADLs (activities of daily living) on their own. Home-based care is the most common type. <\/p>\n
Determining who is a good candidate for long-term care insurance depends on several factors. The two most important factors are wealth and health. In order to get and benefit from a long-term care policy you need to be able to afford it, and you can’t have certain pre-existing conditions. There is a saying "your money pays for long-term care insurance, but it is your health that buys it". The best time to buy this insurance is between 60 and 65 years old <\/p>\n
Long-term care insurance is expensive, there is just no way around it and the cost will rise as you get older. Compared to the cost of long-term care, it is a lot less expensive. You need to apply for this insurance while you are still healthy. Almost any serious illness will disqualify you. <\/p>\n
Colling Insurance Services Inc. in Lakewood, CO has a team of experts who can guide you as long for long-term care insurance. <\/p>\n","protected":false},"excerpt":{"rendered":"
Long-term care insurance offers a sense of security. Statistically speaking, it is likely you will need some sort of long-term care in your lifetime, 52% of people will. Long-term care involves different types of care. It can be assistance at home or in a facility. In Lakewood, CO, Colling Insurance Services Inc. will help you to customize your […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[470,514,516],"class_list":["post-779","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-colling-insurance-services","tag-inc","tag-lakewood-co"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t