{"id":781,"date":"2021-07-05T04:00:00","date_gmt":"2021-07-05T04:00:00","guid":{"rendered":"https:\/\/www.collinginsurance.com\/blog\/?p=781"},"modified":"2021-06-28T19:26:16","modified_gmt":"2021-06-28T19:26:16","slug":"why-do-people-in-colorado-need-to-get-umbrella-insurance","status":"publish","type":"post","link":"https:\/\/www.collinginsurance.com\/blog\/why-do-people-in-colorado-need-to-get-umbrella-insurance\/","title":{"rendered":"Why do people in Colorado need to get umbrella insurance?"},"content":{"rendered":"<p>For those in and around Lakewood, CO, residents are&nbsp;going to have a few forms of insurance protection. Many of these, including auto or home policies, will include a provision for liability insurance. While you can receive some coverage with this insurance, it is not always enough. Due to this, having an additional&nbsp;umbrella insurance plan is a good idea. People here need to get an&nbsp;umbrella insurance plan for a few reasons.<\/p>\n<p><strong>Coverage for Significant Claims<\/strong><\/p>\n<p>A reason that you should get an&nbsp;umbrella insurance plan here is so you can get the coverage you need for significant claims. Your home and auto policies are going to have some liability coverage. However, the protection is limited to what your policy amount is. With a major claim that has a lot of damages, your liability could exceed the coverage. With an&nbsp;umbrella insurance plan, you are going to get additional coverage that will protect against larger claims.&nbsp;<\/p>\n<p><strong>Coverage for Wider Range of Risks<\/strong><\/p>\n<p>You should also consider getting an&nbsp;umbrella insurance plan as it will give coverage for a wider range of risks. Most actual liability risks incurred by the typical person&nbsp;are covered by home or auto plans. However, there is always a risk that you could be named in a liability claim that is not covered. In these cases,&nbsp;umbrella insurance will provide support for otherwise uncovered situations.&nbsp;<\/p>\n<p>As you are looking to get proper liability insurance protection, getting an umbrella insurance plan is helpful. As you are looking for a new policy around Lakewood, CO, it would be wise to call&nbsp;Colling Insurance Services Inc. When picking a plan, there&nbsp;are a lot of choices that need to be made and&nbsp;Colling Insurance Services Inc. can help you assess your needs and build a proper umbrella insurance plan.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>For those in and around Lakewood, CO, residents are&nbsp;going to have a few forms of insurance protection. Many of these, including auto or home policies, will include a provision for liability insurance. While you can receive some coverage with this insurance, it is not always enough. Due to this, having an additional&nbsp;umbrella insurance plan is [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[470,514,516],"class_list":["post-781","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-colling-insurance-services","tag-inc","tag-lakewood-co"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"description\" content=\"For those in and around Lakewood, CO, residents are going to have a few forms of insurance protection. Many of these, including auto or home policies, will include a provision for liability insurance. While you can receive some coverage with this insurance, it is not always enough. Due to this, having an additional umbrella insurance plan is\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"AgentInsure\"\/>\n\t<meta name=\"keywords\" content=\"colling insurance services,inc.,lakewood co\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.collinginsurance.com\/blog\/why-do-people-in-colorado-need-to-get-umbrella-insurance\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.10\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Colorado Insurance |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Why do people in Colorado need to get umbrella insurance? | Colorado Insurance\" \/>\n\t\t<meta property=\"og:description\" content=\"For those in and around Lakewood, CO, residents are going to have a few forms of insurance protection. Many of these, including auto or home policies, will include a provision for liability insurance. While you can receive some coverage with this insurance, it is not always enough. Due to this, having an additional umbrella insurance plan is\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.collinginsurance.com\/blog\/why-do-people-in-colorado-need-to-get-umbrella-insurance\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2021-07-05T04:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2021-06-28T19:26:16+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Why do people in Colorado need to get umbrella insurance? | Colorado Insurance\" \/>\n\t\t<meta name=\"twitter:description\" content=\"For those in and around Lakewood, CO, residents are going to have a few forms of insurance protection. Many of these, including auto or home policies, will include a provision for liability insurance. While you can receive some coverage with this insurance, it is not always enough. Due to this, having an additional umbrella insurance plan is\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/why-do-people-in-colorado-need-to-get-umbrella-insurance\\\/#article\",\"name\":\"Why do people in Colorado need to get umbrella insurance? | Colorado Insurance\",\"headline\":\"Why do people in Colorado need to get umbrella insurance?\",\"author\":{\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/#organization\"},\"datePublished\":\"2021-07-05T04:00:00+00:00\",\"dateModified\":\"2021-06-28T19:26:16+00:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/why-do-people-in-colorado-need-to-get-umbrella-insurance\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/why-do-people-in-colorado-need-to-get-umbrella-insurance\\\/#webpage\"},\"articleSection\":\"Insurance, Colling Insurance Services, Inc., Lakewood CO\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/why-do-people-in-colorado-need-to-get-umbrella-insurance\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"name\":\"Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"position\":2,\"name\":\"Insurance\",\"item\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/category\\\/insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/why-do-people-in-colorado-need-to-get-umbrella-insurance\\\/#listItem\",\"name\":\"Why do people in Colorado need to get umbrella insurance?\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/why-do-people-in-colorado-need-to-get-umbrella-insurance\\\/#listItem\",\"position\":3,\"name\":\"Why do people in Colorado need to get umbrella insurance?\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"name\":\"Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/#organization\",\"name\":\"Colorado Insurance\",\"url\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"AgentInsure\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/why-do-people-in-colorado-need-to-get-umbrella-insurance\\\/#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g\",\"width\":96,\"height\":96,\"caption\":\"AgentInsure\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/why-do-people-in-colorado-need-to-get-umbrella-insurance\\\/#webpage\",\"url\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/why-do-people-in-colorado-need-to-get-umbrella-insurance\\\/\",\"name\":\"Why do people in Colorado need to get umbrella insurance? | Colorado Insurance\",\"description\":\"For those in and around Lakewood, CO, residents are going to have a few forms of insurance protection. Many of these, including auto or home policies, will include a provision for liability insurance. While you can receive some coverage with this insurance, it is not always enough. Due to this, having an additional umbrella insurance plan is\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/why-do-people-in-colorado-need-to-get-umbrella-insurance\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2021-07-05T04:00:00+00:00\",\"dateModified\":\"2021-06-28T19:26:16+00:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/\",\"name\":\"Colorado Insurance\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.collinginsurance.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Why do people in Colorado need to get umbrella insurance? | Colorado Insurance","description":"For those in and around Lakewood, CO, residents are going to have a few forms of insurance protection. Many of these, including auto or home policies, will include a provision for liability insurance. While you can receive some coverage with this insurance, it is not always enough. Due to this, having an additional umbrella insurance plan is","canonical_url":"https:\/\/www.collinginsurance.com\/blog\/why-do-people-in-colorado-need-to-get-umbrella-insurance\/","robots":"max-image-preview:large","keywords":"colling insurance services,inc.,lakewood co","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.collinginsurance.com\/blog\/why-do-people-in-colorado-need-to-get-umbrella-insurance\/#article","name":"Why do people in Colorado need to get umbrella insurance? | Colorado Insurance","headline":"Why do people in Colorado need to get umbrella insurance?","author":{"@id":"https:\/\/www.collinginsurance.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.collinginsurance.com\/blog\/#organization"},"datePublished":"2021-07-05T04:00:00+00:00","dateModified":"2021-06-28T19:26:16+00:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.collinginsurance.com\/blog\/why-do-people-in-colorado-need-to-get-umbrella-insurance\/#webpage"},"isPartOf":{"@id":"https:\/\/www.collinginsurance.com\/blog\/why-do-people-in-colorado-need-to-get-umbrella-insurance\/#webpage"},"articleSection":"Insurance, Colling Insurance Services, Inc., Lakewood CO"},{"@type":"BreadcrumbList","@id":"https:\/\/www.collinginsurance.com\/blog\/why-do-people-in-colorado-need-to-get-umbrella-insurance\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.collinginsurance.com\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.collinginsurance.com\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.collinginsurance.com\/blog\/category\/insurance\/#listItem","name":"Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.collinginsurance.com\/blog\/category\/insurance\/#listItem","position":2,"name":"Insurance","item":"https:\/\/www.collinginsurance.com\/blog\/category\/insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.collinginsurance.com\/blog\/why-do-people-in-colorado-need-to-get-umbrella-insurance\/#listItem","name":"Why do people in Colorado need to get umbrella insurance?"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.collinginsurance.com\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.collinginsurance.com\/blog\/why-do-people-in-colorado-need-to-get-umbrella-insurance\/#listItem","position":3,"name":"Why do people in Colorado need to get umbrella insurance?","previousItem":{"@type":"ListItem","@id":"https:\/\/www.collinginsurance.com\/blog\/category\/insurance\/#listItem","name":"Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.collinginsurance.com\/blog\/#organization","name":"Colorado Insurance","url":"https:\/\/www.collinginsurance.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.collinginsurance.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.collinginsurance.com\/blog\/author\/agentinsure\/","name":"AgentInsure","image":{"@type":"ImageObject","@id":"https:\/\/www.collinginsurance.com\/blog\/why-do-people-in-colorado-need-to-get-umbrella-insurance\/#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g","width":96,"height":96,"caption":"AgentInsure"}},{"@type":"WebPage","@id":"https:\/\/www.collinginsurance.com\/blog\/why-do-people-in-colorado-need-to-get-umbrella-insurance\/#webpage","url":"https:\/\/www.collinginsurance.com\/blog\/why-do-people-in-colorado-need-to-get-umbrella-insurance\/","name":"Why do people in Colorado need to get umbrella insurance? | Colorado Insurance","description":"For those in and around Lakewood, CO, residents are going to have a few forms of insurance protection. Many of these, including auto or home policies, will include a provision for liability insurance. While you can receive some coverage with this insurance, it is not always enough. Due to this, having an additional umbrella insurance plan is","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.collinginsurance.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.collinginsurance.com\/blog\/why-do-people-in-colorado-need-to-get-umbrella-insurance\/#breadcrumblist"},"author":{"@id":"https:\/\/www.collinginsurance.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.collinginsurance.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2021-07-05T04:00:00+00:00","dateModified":"2021-06-28T19:26:16+00:00"},{"@type":"WebSite","@id":"https:\/\/www.collinginsurance.com\/blog\/#website","url":"https:\/\/www.collinginsurance.com\/blog\/","name":"Colorado Insurance","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.collinginsurance.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Colorado Insurance |","og:type":"article","og:title":"Why do people in Colorado need to get umbrella insurance? | Colorado Insurance","og:description":"For those in and around Lakewood, CO, residents are going to have a few forms of insurance protection. Many of these, including auto or home policies, will include a provision for liability insurance. While you can receive some coverage with this insurance, it is not always enough. Due to this, having an additional umbrella insurance plan is","og:url":"https:\/\/www.collinginsurance.com\/blog\/why-do-people-in-colorado-need-to-get-umbrella-insurance\/","article:published_time":"2021-07-05T04:00:00+00:00","article:modified_time":"2021-06-28T19:26:16+00:00","twitter:card":"summary","twitter:title":"Why do people in Colorado need to get umbrella insurance? | Colorado Insurance","twitter:description":"For those in and around Lakewood, CO, residents are going to have a few forms of insurance protection. Many of these, including auto or home policies, will include a provision for liability insurance. While you can receive some coverage with this insurance, it is not always enough. Due to this, having an additional umbrella insurance plan is"},"aioseo_meta_data":{"post_id":"781","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[]},"schema_type":null,"schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2021-07-05 04:00:42","updated":"2025-06-04 12:32:46","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.collinginsurance.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.collinginsurance.com\/blog\/category\/insurance\/\" title=\"Insurance\">Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tWhy do people in Colorado need to get umbrella insurance?\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.collinginsurance.com\/blog"},{"label":"Insurance","link":"https:\/\/www.collinginsurance.com\/blog\/category\/insurance\/"},{"label":"Why do people in Colorado need to get umbrella insurance?","link":"https:\/\/www.collinginsurance.com\/blog\/why-do-people-in-colorado-need-to-get-umbrella-insurance\/"}],"_links":{"self":[{"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/posts\/781","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=781"}],"version-history":[{"count":1,"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/posts\/781\/revisions"}],"predecessor-version":[{"id":782,"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/posts\/781\/revisions\/782"}],"wp:attachment":[{"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=781"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=781"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=781"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}