{"id":865,"date":"2023-04-28T04:00:00","date_gmt":"2023-04-28T04:00:00","guid":{"rendered":"https:\/\/www.collinginsurance.com\/blog\/?p=865"},"modified":"2023-04-19T14:44:27","modified_gmt":"2023-04-19T14:44:27","slug":"three-misconceptions-out-there-about-long-term-care-insurance","status":"publish","type":"post","link":"https:\/\/www.collinginsurance.com\/blog\/three-misconceptions-out-there-about-long-term-care-insurance\/","title":{"rendered":"Three misconceptions out there about long-term care insurance"},"content":{"rendered":"<p>Long-term care insurance is crucial if you want your finances and have confidence that you&#8217;ll get the healthcare you need down the road. At Colling Insurance Services Inc., we provide&nbsp;long-term care insurance in Lakewood, CO.&nbsp;<\/p>\n<p>Being accurately informed about long-term care insurance&nbsp;is important. Unfortunately, <strong>misconceptions <\/strong>about this type of coverage are common.<\/p>\n<h2><strong>Consumers only very rarely end up needing long-term care insurance<\/strong><\/h2>\n<p>Assuming that you&#8217;ll never need long-term care is a bad idea. Even if you are very healthy, you could experience an accident or an unexpected illness that leaves you in need of costly long-term care.&nbsp;<\/p>\n<h2><strong>My Medicare plan will cover long-term care.<\/strong><\/h2>\n<p>Your Medicare plan may cover long-term care in certain situations. However, you cannot always rely on Medicare to cover long-term care costs. How much Medicare coverage you receive for long-term care costs depends on what type of injury\/illness you experienced and what Medicare plan and supplements you have.&nbsp;<\/p>\n<p>Purchasing a separate long-term care insurance policy gives you more confidence that any long-term care costs you face will be covered.&nbsp;<\/p>\n<h2><strong>Only the elderly need long-term care insurance.<\/strong><\/h2>\n<p>Long-term care is associated with the elderly. However, even young, healthy individuals can benefit from having long-term care insurance. Individuals at any age could experience a severe injury that leaves them handicapped and needing long-term care.&nbsp;<\/p>\n<p>If you want to learn more about long-term care insurance, we&#8217;re here for you. Consumers in Lakewood, CO can get a long-term care insurance policy quote from us at <a href=\"http:\/\/www.collinginsurance.com\/blog\/\" target=\"_blank\" rel=\"noopener\">Colling Insurance Services Inc<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Long-term care insurance is crucial if you want your finances and have confidence that you&#8217;ll get the healthcare you need down the road. At Colling Insurance Services Inc., we provide&nbsp;long-term care insurance in Lakewood, CO.&nbsp; Being accurately informed about long-term care insurance&nbsp;is important. Unfortunately, misconceptions about this type of coverage are common. Consumers only very [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[470,514,516],"class_list":["post-865","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-colling-insurance-services","tag-inc","tag-lakewood-co"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/posts\/865","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=865"}],"version-history":[{"count":1,"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/posts\/865\/revisions"}],"predecessor-version":[{"id":866,"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/posts\/865\/revisions\/866"}],"wp:attachment":[{"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=865"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=865"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=865"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}