{"id":877,"date":"2023-07-28T04:00:00","date_gmt":"2023-07-28T04:00:00","guid":{"rendered":"https:\/\/www.collinginsurance.com\/blog\/?p=877"},"modified":"2023-07-18T19:53:43","modified_gmt":"2023-07-18T19:53:43","slug":"four-types-of-commercial-insurance-coverage","status":"publish","type":"post","link":"https:\/\/www.collinginsurance.com\/blog\/four-types-of-commercial-insurance-coverage\/","title":{"rendered":"Four Types of Commercial Insurance Coverage"},"content":{"rendered":"<p>If you own a business, you need commercial insurance. However, knowing which policies are right for you can be daunting. We offer commercial insurance policies at Colling Insurance Services in Lakewood, CO.&nbsp;<\/p>\n<h2><strong>1. General Liability Coverage<\/strong><\/h2>\n<p>General Liability insurance protects you from liability claims. General liability covers the costs if your product or service injures someone or damages their property.&nbsp;<\/p>\n<p>You are also covered for false advertising, copyright infringement, and slander. Most policies also cover your legal expenses if you are sued.&nbsp;<\/p>\n<h2><strong>2. Commercial Property Insurance<\/strong><\/h2>\n<p>Commercial property insurance is similar to a homeowner&#8217;s policy. It covers the structure of your building and its contents.<\/p>\n<p>Even if you lease your space, this type of policy is essential.&nbsp;You probably have expensive equipment or inventory. Commercial property insurance covers these items as well.&nbsp;If your manufacturing center, storefront, warehouse, or office is damaged, you&#8217;ll have the money to repair or replace the property.&nbsp;<\/p>\n<h2><strong>3. Business Interruption Insurance<\/strong><\/h2>\n<p>It would be best to have business interruption insurance, particularly for small- to medium-sized businesses. If you are unable to open your business for days or weeks, this will seriously affect your bottom line.&nbsp;<\/p>\n<p>Business interruption insurance is designed to cover the losses of being unable to open your business due to covered situations, including fire or plumbing issues.&nbsp;<\/p>\n<h2><strong>4. Worker&#8217;s Compensation Insurance<\/strong><\/h2>\n<p>If you have one or more employees, you are required to have worker&#8217;s compensation insurance. If an employee is injured on the job, this policy will cover their medical expenses and lost wages while they recover.&nbsp;<\/p>\n<h2><strong>Commercial Insurance at&nbsp;Colling Insurance Services Inc.&nbsp;<\/strong><\/h2>\n<p>If you need commercial insurance in Lakewood, CO, contact us at&nbsp;Colling Insurance Services Inc. Our agents help you select the best policies for your business so you are fully protected.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you own a business, you need commercial insurance. However, knowing which policies are right for you can be daunting. We offer commercial insurance policies at Colling Insurance Services in Lakewood, CO.&nbsp; 1. General Liability Coverage General Liability insurance protects you from liability claims. General liability covers the costs if your product or service injures [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17],"tags":[470,514,516],"class_list":["post-877","post","type-post","status-publish","format-standard","hentry","category-commercial-insurance","tag-colling-insurance-services","tag-inc","tag-lakewood-co"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/posts\/877","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=877"}],"version-history":[{"count":1,"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/posts\/877\/revisions"}],"predecessor-version":[{"id":878,"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/posts\/877\/revisions\/878"}],"wp:attachment":[{"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=877"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=877"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.collinginsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=877"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}