Monthly Archives: November 2019

What Lakewood, CO Boat Owners Know About Insurance

Boat ownership is often considered when it comes to family outings and certain tourism locations.  Prospective buyers might want more information about boat insurance and the planning that goes into the process.  Having an experienced team at an agency is important and Colling Insurance Services, Inc. is proud to be there to answer your questions about boat insurance.  Serving the Lakewood, CO area, the agency offers numerous other types of insurance and our friendly staff is available to walk you through some options.

Colling Insurance Services, Inc. has an experienced staff that is available to discuss your new boat purchase for insurance planning purposes.  Other considerations could include the following:

  • Storage and winterizing may be a few considerations with boat ownership.
  • Options for storage areas have been improving and many new places are now available at the site location or near the more common boating areas.
  • Insurance planning can be helpful with the process of determining the size and options of a boat that may be best for you.
  • The trailer size is something you will want to know for storage rentals.  It can be helpful to have an experienced insurance agency available to discuss some of these options with boat ownership, storage, and insurance.

Lakewood, CO is a wonderful place to own a boat and enjoy the tourism areas available to people who want to be out on the water.  Colling Insurance Services, Inc. offers insurance for owners and is experienced going through the process with those purchasing a new boat.  You can call us once you decide on the make and model of your new boat or correspond with us when reviewing your options.  Contact our staff with any questions or visit our office to discuss your new amazing purchase.


When should someone get umbrella insurance?

To ensure that you will be able to withstand any type of accident that you are responsible for, having liability insurance is very important. Most people in the Lakewood, CO area will have some level of liability coverage through their home and auto policies. However, there are situations when someone should also get an additional umbrella insurance policy, which will give additional liability coverage.

You Want More Coverage

One situation in which someone in the Lakewood, CO area may want to have umbrella insurance coverage is if they want additional liability coverage. While you can get a good amount of coverage through your home and auto policies, it may not be enough to cover you for all accidents. If you are concerned about being involved in an accident that could cause even more damage, you should get umbrella insurance as it will give you additional coverage on top of the base policy.

Other Liability Risks

Getting umbrella insurance is also a good idea if you are at risk for liability claims that fall outside of home and auto insurance. If you work in a profession or have a hobby that comes with some liability risk, getting the umbrella insurance policy will be helpful. This type of insurance will give you coverage for situations that may not be covered by your home and auto policies.

If you believe that getting more liability protection through an umbrella insurance policy is right for you and your situation, you should contact the insurance professionals at Colling Insurance Services Inc. When you reach out to the insurance professionals at Colling Insurance Services Inc. you will learn more about how this type of liability coverage can protect you. They can then help you figure out how much coverage you need to make sure that you have an appropriate level of coverage for your situation.