What kind of insurance coverage would you like? All insurance covers some type of risk. In Denver, CO, or in any other part of the country, you can buy insurance that protects you against practically anything that could go wrong. You can buy auto insurance that covers property damage to your car and liability for property damage to another person’s car. You can buy insurance in case you get sick and have to go to the hospital. You can buy insurance in case you get run over by a bus and your wife suddenly becomes a widow.
Insurance coverage is available for business owners, home owners and pet owners. If you are an accountant, doctor, or lawyer, you can buy a special kind of insurance that specifically covers those professions against liability claims.
During your lifetime you will probably have more insurance policies than you can count on one hand. Most people drive a car and need auto insurance. It is quite probable that over your lifetime you will own a number of different cars and have auto insurance through a number of different auto insurance companies.
If you buy a home and have a mortgage, you will need to buy a home insurance policy. If you decide to rent instead of own, you might be wise to buy an affordable renters insurance policy.
You might decide to buy a term life insurance policy to protect your spouse and young children against financial difficulties in case you meet with a premature death. You might buy a whole life policy if you want life insurance and also want to build up cash value for your retirement,
No matter what stage of life you may be in, you probably need some form of insurance. It makes sense to schedule an annual check-up with an independent agent to evaluate your current insurance coverage and see if you are properly insured for all of life’s risks.