Monthly Archives: April 2017

Top Driving Tips to Avoid Accidents

Driving in the Lakewood, CO area can be tricky at times, and it does not matter if you’re driving with passengers or alone, safe driving should always be on your mind.  In today’s world, there are more distractions when driving than ever before, so it’s critical to be aware of the top driving tips to avoid accidents. 

  • Keep your focus on driving at all times and do not be tempted into multi-tasking.  If you need to use your cell phone or other electronic devise, take a minute to pull over. 
  • Resist the temptation to speed because the faster you’re diving, the less reaction time you have and the increased chance of having a more severe accident.
  • Drive defensively by keeping your eye on what other drivers are doing and assume other drivers will do something unpredictable.  It helps you be prepared to avoid the situation.
  • Keep some space between you and the care in front of you.  A 2-second cushion if the weather is nice and at least 4-seconds if you’re in bad weather.
  • Plan ahead for heavy traffic and stops for gas, food, and calls, texts, or emails so you’re not rushing to your destination.  Take a few minutes to eat or manage business before getting back on the road.
  • Move items you need within easy reach and don’t attempt to retrieve items on the floor.
  • Avoid taking medication that may make you drowsy and pull over if you are extra tired.
  • Make sure everyone stays buckled up in a safety belt.
  • Be on the lookout for animals on the road.

Colling Insurance Services, Inc.

Colling Insurance Services, Inc. provides auto insurance to those in the Lakewood, CO area.  Our mission is to provide the auto insurance you need with honesty and integrity. 

Considering Dropping Home Insurance? Think Again

For many, the cost of home insurance is enough to make them reconsider holding a policy at all. Though we are not all required to hold home insurance, dropping coverage is a terrible idea. For those in the Lakewood, CO area, the agents with Colling Insurance Services Inc. can help you find a policy that covers your home but that does not break the bank.

For those that have paid for their home in full, there is no legal requirement to hold home insurance. Rather, home insurance is only required if you have a lien, loan, or mortgage out against the value of your home. Even then it is not required by law but rather required by the lender in an effort to protect investments and make sure that no money is lost if the home is destroyed.

So why would you keep home insurance if you are not required to by law? The answer is far simpler than you might imagine. Though not everyone is required by law to carry home insurance, having a policy is going to help protect you from any event that you cannot control. We never know when wiring is going to cause a fire, if a tree is going to fall on our home, or if a wind storm is going to pull your roof all the way off your home. It is for that reason, the element of uncertainty, the keeping a home insurance policy is a good idea no matter what.

It is always a good idea to hold at the very least a basic policy to help you recover if there is a disaster. For those that live in the Lakewood, CO area, the agents with Colling Insurance Services Inc. can help you find the right policy that is going to protect your home no matter what.