Monthly Archives: March 2024

What to Ask Your Agent When Choosing Boat Insurance

Choosing The Right Boat Insurance with Colling Insurance Services Inc.

Navigating the waters of boat insurance doesn’t have to be challenging, especially when you’re assisted by Colling Insurance Services Inc. in Lakewood, CO. We realize the joy you derive from embarking on your boat during the sunlit summer months. However, one should not overlook the importance of safeguarding yourself and your passengers. The best way to achieve this is through a comprehensive insurance policy that instills peace of mind.

Key Questions In Finding the Right Boat Insurance

Having the right questions for your insurance agent can simplify the process of finding the right boat insurance. Here are essential queries you might want to consider:

  • What should the basic coverage limit be?
  • Are additional protection options necessary?
  • How frequently should your policy be reviewed?
  • Who should you contact for questions or changes to your policy?

You might have other specific queries, too, and we recommend that you consult an agent directly to attain the answers you need rather than taking an uninformed guess. This not only guarantees optimal coverage for your needs, but it fosters confidence when you’re out sailing. Let the focus be on fun and not on the coverage of your boat.

Contact Colling Insurance Services Inc. for Boat Insurance Solutions

We invite you to contact us at Colling Insurance Services Inc. if you’re in the Lakewood, CO, area and are exploring boat insurance policies. We aim to help you maximize the pleasure derived from boating while ensuring you’re adequately protected should something go amiss. The right coverage safeguards your boat, yourself, family, and other boaters, contributing to a seamless sailing experience.

How Umbrella Insurance Financially Protects You

Expand Your Insurance Coverage with Umbrella Insurance

Having home and auto insurance may not guarantee ample protection for your home and vehicle. A comprehensive safeguard involves adding an umbrella insurance policy to your insurance suite. At Colling Insurance Services, Inc., located in Lakewood, CO, we provide a broad spectrum of umbrella policies tailored to shield you from potential financial risks.

Necessity for Additional Liability Coverage

Most home and auto policies offer diverse types of coverage. Surprisingly, insurance policyholders often overlook liability protection, which covers medical costs or other expenses in case of an accident in your home or vehicle. A common problem is that most policies don’t sufficiently provision for this coverage. Insufficient liability protection could impose severe financial burdens in case of severe accidents. An umbrella policy bridges this gap by extending additional liability coverage for auto and home insurance policies.

Workings of an Umbrella Insurance

In case of an accident for which you are liable, your auto or home insurance covers the cost and pays the bills. However, upon maxing out the policy payout, you’re liable for the remaining bills. That’s where umbrella insurance intervenes. It covers all extra costs that you would otherwise incur. This role significantly insulates you from expensive medical costs, which can abundantly save you money.

Buying Umbrella Insurance

In addition to your existing home and vehicle policies, you can acquire umbrella insurance for more comprehensive coverage. Let Colling Insurance Services, Inc. in Lakewood, CO, guide you in adding an umbrella insurance policy to your repertoire. Call us today and reap the benefits of fully-fledged insurance coverage.