Many people don’t want to have to spend any more money than they have to. They cut back wherever they can, to ensure that they have enough money to get them through the weeks. One place they may cut back on is their health insurance.

However, that can be a mistake. Here are some reasons why you need to have health insurance. 

You are more likely to stay healthy when you have health insurance. You will have to pay little, if anything, to visit the doctor for your yearly checkup and vaccinations. 

It is also there to protect you if you get sick or injured. If you have to go to the urgent care or emergency room for any reason, you could be looking at hundreds of dollars. If you need to stay in the hospital, your bill could cost you a few thousand.

If you need surgery, it would be even worse. By having insurance, you can get the care that you need, without worrying about the cost of your treatment. You don’t want to get into an accident, and then have to figure out what you can afford to do. You are going to want to get the care that you need. 

Skipping health insurance may save you money, but it won’t in the long run. You will be less likely to go to the doctor regularly and keep up-to-date with your vaccinations. You also may find yourself in trouble if you get hurt. You may have to choose the treatment depending on the cost. 

If you are unsure about how much health insurance you need, don’t hesitate to contact us today at Colling Insurance Services Inc. We are located in Lakewood, CO and would be happy to sit down with you. 

Most people try to save money when it comes to their health insurance. Though they get some insurance, they often skip dental insurance due to the cost. 

However, that could be a mistake. Here are some reasons why you need dental insurance. 

Most dental problems can’t be seen by the naked eye. No matter how much brushing and flossing you do, routine dental care is essential to make sure that your mouth is as healthy as possible. Regular cleanings and checkups will ensure that you don’t have any cavities or other hidden problems. 

If left untreated, dental disease can affect the rest of your body. Dental disease can affect your heart and other organs if left untreated. Some infections in your mouth could be affected by what is going on with your body, so your dentist may be able to catch some diseases early, such as diabetes and osteoporosis. 

You can get the treatment that you need, without worrying about the cost. If you need dental treatment, it can cost you a few thousand dollars. If you get injured and have problems with your teeth, such as pain or a broken tooth, you may not be able to afford to get them taken care of. With insurance, you can! 

Though you may want to save some money, if you are going to the dentist, you are going to want to have some sort of insurance. Otherwise, you may not get the preventative care and treatments that you may need, due to the cost. You also won’t have the healthy and beautiful smile that you deserve. 

If you need help figuring out how much insurance you need, don’t hesitate to contact us at Colling Insurance Services Inc. in Lakewood, CO.