Monthly Archives: June 2018

Do You Really Need Motorcycle Insurance?

When it comes to transportation, you have a few options to choose from. One of those options is a motorcycle and it is a popular one in the Lakewood, CO area. If you do own a motorcycle or have been considering getting one, you may also be wondering whether or not you should also be looking at getting motorcycle insurance. Here at Colling Insurance Services, Inc., we know that you should definitely have coverage if you are going to be driving your motorcycle. These are the reasons that you need to have it.

  • It is illegal to drive without insurance. This is the biggest reason you need to have motorcycle insurance. If you do not have it, you can get into some big trouble on the roads. It is always best to have the minimum coverage amounts so you are legally driving with insurance.
  • You want that protection. Driving on a motorcycle is dangerous and having an insurance policy can help to financially protect you if you are ever in an accident. You do not want to get caught driving without it if you are in an accident.

As you can see, you need to have motorcycle insurance for your motorcycle in Lakewood, CO. If you do not already have motorcycle insurance or even if you do and you want to make sure you have the proper coverage, be sure to reach out to us here at Colling Insurance Services, Inc. We can take a look at your current policy to make sure you have the coverage you need and we can get you a quote for a new policy that meets your needs and your budget. Reach out to us today to make sure you are insured the next time you go for a drive.

5 Things to Know About Umbrella Insurance

Umbrella insurance is an important way to protect yourself and your assets from liability and other types of claims. But with that in mind, it’s also necessary to make sure that the policy is the right one. If it isn’t, you may not get the coverage you need. If you don’t know that until you make a claim, it could leave you in a bind. Fortunately, you can avoid that type of risk by trusting your Lakewood, CO umbrella policy to the knowledgeable and dedicated agents of Colling Insurance Services, Inc. Here are five things you should know before buying your policy.

1. Umbrella insurance is additional coverage, and adds an extra layer of protection over and above home, auto, business, and other types of policies.

2. People with significant assets may need umbrella coverage, but people with smaller asset levels may also feel better with additional coverage.

3. Umbrella policies don’t have to be complicated, and many policies are available that provide a high level of value for the policy requested.

4. Anyone can get an umbrella policy, and they can get better peace of mind along with that insurance coverage.

5. Working with a good agent makes a difference, because it helps you get the policy you need from people you can trust.

When it comes to getting the right policy, the right company is going to make a difference. Insurance policies are only as good as the companies that back them, so finding a trusted company matters. That way you can enjoy the quality and value you expect, along with the peace of mind you want and need. By purchasing your Lakewood, CO umbrella insurance from Colling Insurance Services, Inc. you can put your worries to rest and know you are adequately covered.