Your boat insurance policy can provide coverage even when your boat is dry docked. This type of coverage may protect against theft, vandalism, certain natural disasters, and liability incidents. Understanding your coverage options can help you choose protection that fits how and where your boat is stored.

Dry Dock Location Considerations

Start by evaluating where your boat will be dry docked. Consider the level of security at the location. Boats stored in uncovered areas or locations without security features may face a higher risk of theft or damage.

The storage location plays a role in determining how much insurance coverage you may need. Boat insurance can help cover losses caused by criminal acts, severe weather, or liability incidents if your boat causes injury to someone or damage to their property.

Weather Patterns

Weather conditions in the area where your boat is stored should also be considered. Boats dry docked in regions prone to storms, high winds, or heavy snowfall may be more vulnerable to damage. Adding or adjusting coverage can help protect against repair or replacement costs resulting from extreme weather.

Length of Storage Time

Think about how long your boat will remain dry docked. Short-term storage may pose fewer risks, especially if the boat is regularly monitored.

If your boat will be left unattended for an extended period, additional coverage may be beneficial. Extended storage can increase exposure to unforeseen events, making broader protection a smart choice.

Find Boat Insurance in Lakewood, CO

For help reviewing your boat insurance coverage, consult an agent at Colling Insurance Services Inc. An experienced agent can help ensure your policy provides the protection you need while your boat is dry docked.

Boating is one of life’s great pleasures, but even the calmest day on the water can turn unpredictable. Having a well-stocked first-aid kit on board ensures you’re ready for minor injuries or medical issues until professional help arrives. Here’s what to include in your on-the-water emergency kit.

Essential First-Aid Supplies

Start with the basics: adhesive bandages, sterile gauze pads, antiseptic wipes, medical tape, tweezers, scissors, and disposable gloves. Include a digital thermometer and instant cold packs for treating minor cuts, scrapes, and bruises. A waterproof first-aid manual is also a smart addition, especially for situations where communication may be limited.

Medications and Ointments

Pack pain relievers like ibuprofen or acetaminophen, seasickness tablets, and antihistamines for allergic reactions. Include hydrocortisone cream for insect bites, antibiotic ointment for preventing infection, and aloe vera gel for sunburn relief. If anyone in your group requires prescription medication, store extra doses in a waterproof container.

Marine-Specific Items

Because water introduces unique risks, include items tailored to boating. Saline solution can rinse saltwater or debris from eyes and wounds. A space blanket helps prevent hypothermia, while a tourniquet and elastic bandages can manage more serious injuries until help arrives. Consider adding a waterproof flashlight, emergency whistle, and signaling mirror for visibility and communication.

Storage and Maintenance

Keep all supplies in a durable, waterproof container labeled “First Aid.” Store it in an easily accessible location, and check expiration dates every season. Replace used or outdated items promptly. Your preparedness can make a crucial difference when emergencies strike offshore.

Colling Insurance Services Inc. Is Proud To Provide Boat Insurance to Lakewood, CO

At Colling Insurance Services Inc., our team is here to make sure you’re protected on the water. We’re proud to serve residents of Lakewood, CO. Contact our team to learn more about our boat insurance services.