Monthly Archives: November 2023

Categories Of People That Benefit From Life Insurance

Life insurance is a financial safety net that supports your loved ones in case the unexpected happens. While it is a valuable asset for anyone, certain individuals can benefit from life insurance. In this blog post, we will discuss the people who stand to gain the most from life insurance:


For parents, life insurance ensures their children will be financially secure even if they are no longer around. It can cover daily expenses, education costs, and future needs.


Breadwinners in their households should consider life insurance to replace their income and support their family after their passing. You don’t want your family to struggle because they are not receiving the same type of income.

Stay-at-Home Parents

Although stay-at-home parents may not earn an income, their contributions are valuable and costly. Life insurance can cover the cost of replacing their services, including childcare and household responsibilities.

Business Owners

Life insurance can be used to protect a business. It can provide funds for a smooth transition or to buy out a deceased business partner’s share.

People With Dependents

Anyone who has dependents, including aging parents, a disabled family member, or children, should consider life insurance to secure their future well-being.

 If you fall into one of these categories or have unique life insurance needs, it is time to explore your options and consider getting life insurance. If you reside in Lakewood, CO, or any other nearby town in Colorado, we recommend you contact Colling Insurance Services Inc., serving clients in Lakewood, CO, and other surrounding areas. Insurance agents at Colling Insurance Services Inc. are ready to answer all your questions and provide the essential information you need. 

Three Types of Protection in Your Home Insurance

When you have a home insurance policy, it gives you several different types of protection. You need all of them to make sure that you’re covered against the major risks that are out there. If you’re buying a home and need home insurance, or you want to change to a new policy, give us a call today at Colling Insurance Services, Inc. in Lakewood, CO. 

House Protection

When you have this insurance, it protects the house from a broad range of risks. These can include events like disasters, accidents, and more. This coverage can pay for the repairs you’ll need after a covered event happens. This coverage can save you thousands of dollars on necessary repairs. Without this coverage, a calamity or disaster could cause so much damage that you aren’t able to fix it all. With home insurance, those bills get paid by the policy. 

Item Protection

Everything inside your home is also covered by your home insurance. Your possessions are all covered in case of a covered event. There are countless things that can cause your belongings to become damaged or destroyed. When you think about what everything in your home would cost if it needed to be replaced, you soon see why this coverage is so necessary. When you have this coverage, you can get replacements instead of being left with nothing. 

Liability Protection

People have accidents in homes, and if someone has one in yours, you could owe big for their medical bills. When you have home insurance, it will pay for these bills as well as other costs that come with an accident on your property. 

Get Your Home Policy

When you have a home insurance policy, you have a lot of protection against risks. To get your policy, call us at Colling Insurance Services, Inc., in Lakewood, CO.