Three Types of Protection in Your Home Insurance

When you have a home insurance policy, it gives you several different types of protection. You need all of them to make sure that you’re covered against the major risks that are out there. If you’re buying a home and need home insurance, or you want to change to a new policy, give us a call today at Colling Insurance Services, Inc. in Lakewood, CO. 

House Protection

When you have this insurance, it protects the house from a broad range of risks. These can include events like disasters, accidents, and more. This coverage can pay for the repairs you’ll need after a covered event happens. This coverage can save you thousands of dollars on necessary repairs. Without this coverage, a calamity or disaster could cause so much damage that you aren’t able to fix it all. With home insurance, those bills get paid by the policy. 

Item Protection

Everything inside your home is also covered by your home insurance. Your possessions are all covered in case of a covered event. There are countless things that can cause your belongings to become damaged or destroyed. When you think about what everything in your home would cost if it needed to be replaced, you soon see why this coverage is so necessary. When you have this coverage, you can get replacements instead of being left with nothing. 

Liability Protection

People have accidents in homes, and if someone has one in yours, you could owe big for their medical bills. When you have home insurance, it will pay for these bills as well as other costs that come with an accident on your property. 

Get Your Home Policy

When you have a home insurance policy, you have a lot of protection against risks. To get your policy, call us at Colling Insurance Services, Inc., in Lakewood, CO.