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Using autopay for your auto insurance in Lakewood, CO, is a great way to save on your policy while ensuring your payments stay on time. Sometimes, though, autopay doesn’t go through. Maybe you had an unexpected bill, or your card expired, and you forgot to update it. Either way, it’s worth making sure you still have coverage in case something happens.
Autopay Date vs. Due Date
Typically, your autopay date comes before your actual due date. So if your autopay is set for the 27th each month, you likely still have time to make a payment before the due date. Your policy usually won’t lapse unless payment is missed by the due date. Speak with an agent at Colling Insurance Services Inc. to confirm whether you’re still covered.
Cancellation Notice
Keep an eye on the email associated with your auto insurance account for a cancellation notice. Most companies will email you to let you know that a payment is due by a specific date, along with how much time you have before your policy is officially canceled.
Premium Changes
Missing an autopay payment can sometimes lead to changes in your monthly premium. Some companies will turn off autopay altogether, which means losing any associated discount. Take a moment to double-check your policy or update your payment method to help keep your rate as low as possible.
In most cases, your policy won’t be canceled simply because an autopay payment didn’t go through on the scheduled date. That said, it’s always a good idea to confirm with a representative at Colling Insurance Services Inc. Contact us today. We’re currently serving the Lakewood, CO, area.