If you’re living in Lakewood, Colorado and you have a boat, you know you need the proper boat insurance. Getting an all-risk policy can help protect you against a variety of losses. Of course, it’s important to make sure you’re getting the best coverage and the most value for your money, so talking to an independent agent like us is a good idea. That can help tell you whether you can cover the type of losses you’re concerned about with the policy you have, or whether you should have a different kind of policy instead.
Not everyone gets an all-risk policy. Many choose only to have state minimums when it comes to coverage. The minimum coverage is less expensive, so it’s a popular choice. If you have an expensive boat, though, you don’t want to just do the minimum you have to in order to protect it. We can help you get a policy that will cover the boat whether it’s out on the water, at your house, or sitting in a docking facility. That’s true whether it’s a standard dock where the boat is in the water, or a dry docking situation.
Damage to your boat from an accident, theft of the boat or its contents, and other issues are all covered under an all-risk policy, so you can have peace of mind no matter where your boat is or what you’re doing with it. Don’t risk a big investment like a boat by only getting the minimum coverage needed to protect it. Take the time to get the right kind of policy, and let us help you choose the policy that will best meet your needs.