Everyone needs a great smile. But catering for dental emergencies and annual cleanings or preventative care can get costly for out-of-pocket payers. The Colling Insurance Services Incorporation (CIS Inc.) provides a perfect solution for such Lakewood CO residents by offering them vital dental insurance policies. Having such a cover would be beneficial to you, but if you had the cover’s benefits, would you know which plan is ideal for you, or what’s in its fine print?
What Would a Typical CIS Inc. Dental Plan Cover?
The typical dental insurance policy covers often cater to a part of the preventative oral care you’ll need. The policies also cover tooth extraction, oral surgery, root canals, crowns, and fillings. The covers might also take care of prosthodontics, including bridges and dentures, which ensure that your teeth are well-aligned. You may also get a cover that takes care of the supportive structures, which hold your teeth in place (Periodontics and Orthodontics).
What Structure of Coverage Can You Get?
Many plans don’t cover all procedures to the same level. For instance, preventive care may get 100% coverage, whereas; major dental procedures may get 50% coverage. Still, some dental covers may fail to cover dental procedures such as teeth whitening, sealants, and cosmetic procedures. You may also make some co-payments to get some procedures done. You should also note that most covers have a cap or limit of the dollar amount they can cover in a year. As such, read the fine print well to know what you’ll get or won’t get from a Colling Insurance Services Inc. cover.
Why Do You Need a Dental Cover?
Dental covers from Colling Insurance Services Inc. are vital because they give Lakewood, CO residents access to emergency dental care and affordable dental care. Your monthly premium levels will often depend on the type of dental coverage plan you get, your location, and the insurance company that covers you.
For more information about dental insurance in Lakewood, CO, reach out to us.