Everyone wants to have a beautiful smile with bright teeth, and the best way to get and maintain that smile is to visit your Lakewood, CO dentist regularly. Before you go, you may have some questions about your Colling Insurance Services, Inc. Dental insurance policy. Here are the three most common questions about dental insurance.
Is a dental discount plan the same as a dental insurance plan? No. A dental discount plan is like a membership club where you pay a fee and receive a discount. The plan does not reimburse your Lakewood, CO dentist. A dental insurance plan is an actual insurance – after meeting any deductibles and co-pays, the insurance company reimburses the dentist for their costs.
Are routine checkups and cleanings covered by dental insurance? Yes. Most dental insurance plans cover routine exams, cleanings, X-rays, and any other preventive dental care you will need in order to keep your teeth and gums healthy. Some may cover everything without going out-of-pocket, but others may require a copay for the services. One of the main perks of having dental insurance is that by getting regular checkups and cleanings you can reduce the risk of having more serious problems later.
Does dental insurance cover more serious dental needs? Yes. Most dental insurance policies cover fillings, extractions, and root canals if needed. Which services are or aren’t covered as well as how much your insurance policy will pay can vary a lot from plan to plan. In order to ensure your dental needs are covered, check the fine print in your policy before you purchase a dental insurance plan.
Not sure which dental insurance plan is right for you? Call Colling Insurance Services, Inc. today for help getting the perfect policy for your unique needs.