In the Lakewood, CO area, there is access to many local lakes, rivers, and other waterways. When you want to enjoy your summer months as well as possible, investing in a boat can help you have a great time and stay active. If you opt to purchase a boat in this region, you need to make sure that you get the right protection. You will need to have boat insurance here for several reasons. 

Coverage is Needed to Protect Asset

A primary reason that boat owners in this area of Colorado will need to have insurance is that it is a great way to protect their assets. Owning a boat is a dream for many people and ensuring your prized possession is covered is very important. If you choose to invest in a boat, having boat insurance will help ensure you are mitigating the risks of various forms of loss.

Insurance Could be Required

You should also invest in a boat insurance plan as it could be a requirement for you to do so. If you have taken out a loan to buy the boat, your lender is going to require that you get insurance for it. Further, if you want to use certain marinas or waterways in the area, you may need to carry coverage. 

If you are going to purchase a boat in the Lakewood, CO area, you always need to have the right insurance for it. When you are looking for coverage in this region, it is a great idea to call the team with Colling Insurance Services Inc. When you meet with the team with Colling Insurance Services Inc. you will get to learn more about your options and get into a plan that is ideal for your situation. 

When you are in the Lakewood, CO area, it continues to be important that you have proper personal insurance in place. While getting policies to protect your valuable assets is important, you also need to get coverage to mitigate your liability risk. A great way that this can be done is by getting umbrella insurance. There are various reasons why someone should get this coverage here. 

Those Looking for More Support

A situation in which someone will want to have an umbrella plan is when they want to have more support. Most people are going to have liability coverage that is established through their home or auto plans. While this can cover most claims, there is always a chance that claims could exceed your policy limit. When you get umbrella coverage, you can get protection on top of your existing plans. 

Coverage for More Risks

The use of an umbrella insurance plan is also a good idea as it can give you coverage for different types of risks. While home and auto plans can provide coverage for many situations, there are still many risks that are not covered. With an umbrella plan, you will receive more blanket protection that will cover far more risks. This can offer you peace of mind that you are prepared for the unexpected. 

There are various benefits that will come when you have umbrella insurance. If you want to better protect and shield yourself from liability, it will be helpful to call Colling Insurance Services Inc. to learn more about their umbrella insurance options. The team with Colling Insurance Services Inc. can offer any support that you need to build a plan that will provide ideal protection and help offset your risk of being found liable for someone’s losses. 

Although it is probably not something you think about often, chances are at some point in your future, you may need assistance with your own care. Elderly care is an essential part of health and quality of life for many elderly people. Paying for this type of care is an important consideration. At Colling Insurance Services Inc, we want to help you understand all of the great insurance options you have in Lakewood, CO, and the surrounding areas. Keep reading to learn more about long-term care insurance.

What Is Long-Term Care Insurance?

Long-term care insurance refers to a specialized type of insurance coverage that will provide reimbursement for the expenses of long-term care for the elderly. Long-term care refers to any care you may need to receive as you age. This type of care can be provided in your home, in a nursing facility, or another type of assisted care facility. 

Who Should Consider Long Term Care Insurance?

Long-term care insurance is a smart financial investment for anyone concerned about how they will pay for care in the future. Although long-term care may be very far down the road for you, preparing for this type of service now will remove the stress and financial burden of paying for it in the future. This is a benefit both to you and to your family members who may be in charge of your care in the future. 

If you would like to learn more about long-term care insurance or any of the other insurance products we provide, please contact us at Colling Insurance Services Inc. serving Lakewood, CO and the surrounding areas. 

One of the most important types of coverage you can have is life insurance. While it is not something many people like to think about, unfortunately, death is a reality that can face anyone at any time. Life insurance helps protect your loved ones from hardship if anything happens to you. At Colling Insurance Services Inc., serving Lakewood, CO residents, we understand you want what is appropriate for your loved ones. To make this easier for you, here are some tips to help you when buying life insurance.

Understand The Types of Coverage in the Market

When you are buying life insurance, there are three basic types to choose from. That is term life insurance, whole life insurance, and universal life insurance. This all depends on your financial needs, position, goals, etc. Before deciding what is right for you, request the insurance agent to walk you through each coverage in detail. That way, you know if you are buying the right insurance product.

Evaluate What Your Goals Are

Before buying a policy, analyze what your goals are. People buy life insurance for different reasons. Some want the death benefits to replace their income once they pass away or to be used for funeral expenses. Others only want coverage for a certain period of time, for instance, when their kids are still depending on them or they are paying the mortgage. Look at your goals and then buy a policy that addresses those needs.

Select the Insurance Provider Carefully

A life insurance policy is as good as the insurance company providing it. You are buying a policy because you want to relieve some stress your loved ones will go through after your passing. So choose a reputable company that will not take your loved ones in circles.

At Colling Insurance Services Inc., we are dedicated to providing the right services to our Lakewood, CO residents. If you are looking to buy life insurance, contact us today. We can help you choose the right policy that meets your goals and help protect your loved ones.