Your homeowners insurance policy protects you financially if a burglar steals the most valuable items from your Lakewood home. Still, even if you do recover full value for your stolen items, no one wants to go through a home burglary. Replacing all those items takes time. And it takes even more time to regain the feeling of safety that we all want in our homes.
Fortunately, there are steps that Colorado homeowners can take to reduce the odds that they will suffer a home burglary. The best news? At least one of the steps could also result in a reduction in your homeowners insurance policy rates.
One of the tips that insurance Web sites often provide is that homeowners can save on homeowners insurance by installing a home security system. Insurance companies often provide discounts to homeowners who take this important step in avoiding a home burglary. That’s because companeis know that consumers who protect their home with security systems greatly reduce their chances of suffering a burglary. And that reduces the amount of insurance dollars that insurers can expect to pay out to these customers.
Installing a home security system also remains one of best methods of avoiding a home burglary. Most burglars upon noticing a home security system will simply move on to easier prey.
Homeowners should also notify their neighbors when they plan to take a long vacation. Their neighbors can then watch for suspicious individuals around your property. It helps, too, to join or help form a neighborhood watch. Alert neighbors are one of the best ways to reduce the number of burglaries in a neighborhood.
Homeowners looking for additional tips for preventing burglaries can also invest in motion-sensitive lighting, lights that flash on when someone nears their homes. There’s also the simple measure of making sure that everyone in the house locks all doors and windows if they are the last ones to leave the residence.
Colorado and Lakewood are not immune to home burglaries. But by taking some fairly simple steps, homeowners can increase their odds of avoiding a home burglary.