What Happens During an Auto Claim Process in Colorado?

Making a claim with your auto insurance company can be a little intimidating at first. Although, once you know the steps involved, you will be on your way to getting your vehicle repaired. If you have been involved in an accident, or if there is damage to your automobile from a storm, you will want to get the auto claim process started.

The first thing you will need to do is contact your Lakewood, Colorado insurance agent. He will ask you for details about the accident and about the damage. If there is another party involved, your agent will also ask you for their name, address and insurance information. Depending on the type of coverage you have, you may be able to request a rental vehicle immediately. People who drive their cars to and from work do not have time to be without a reliable vehicle. The next step is to obtain quotes for the damage to your car. If you have full coverage, you should be able to get the repairs made quickly. Once your deductible is met, your insurance company will pay for the repairs or if the car is a total loss, will give money for what your car is worth. If your vehicle is not paid off, that money will go to your lender to take care of the outstanding balance on your loan.

If you own an automobile in Lakewood, you need to make sure you have excellent auto insurance. You never know when the time will come that you may need to file a claim. You can find affordable premiums on car insurance by comparing quotes with several companies. An independent agent can check out the rates for several different types of insurance and give you a quote for the best deal.