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Once you get married in Lakewood, there are four things you need to know about your auto insurance policy. Things change as soon as you say “I do”, and this is because there is now another person to take into account with everything – and this includes your insurance policy.
Married Couples Are Safer Drivers – Statistically
Married couples are generally considered safe drivers. They are less likely to get into a car accident and there are various theories about this. It may be that Mary drivers are on the road less, or that they live less risky lives. Regardless of the reason, statistics show that there are fewer accidents amongst married people and therefore discounts are given.
Take Advantage Of Multi-Car Discounts
Two cars on one policy is typically more affordable as well. This is because many insurance companies throughout Colorado provide a multi-car discount. By placing both cars on the same policy, you have the ability to save a significant amount of money on your premium every month.
Share Everything But Not Your Poor Driving History
If you or your spouse are not considered the safest driver, such as one of you have gotten into an accident or have gotten a speeding ticket, it may cause your insurance to go up. This means that in some instances, it can be better for you to both keep your separate policies.
Compare Which Insurance Company Offers The Best Deals For Couples
One of the best things that you can do is talk to an independent insurance agent once you have gotten married to discuss your auto insurance policy. You can learn about what is going to be best in terms of combining policies or keeping them separate.
Contact us at Colling Insurance Services Inc. today. We look forward to helping you find an affordable auto insurance policy whether it is for just you or for you and your spouse. We will answer questions and help you to find the right policy.