How many miles are on your vehicle is something your insurance company will probably ask you, but what’s even more important is how many miles you’ll be putting on your vehicle each year. High mileage will cost you more when you buy coverage in Lakewood, because the more you drive the higher the chance you’ll have an accident. All Colorado companies are concerned about this, and their concern will be reflected in your auto rates. That doesn’t mean you should lie about your driving, though, because that could get you into big trouble if you need to make a claim.
An older car can save you a lot of money if you’re going to be driving it frequently. The older the car the less it typically costs to insure it. Most older cars also don’t need collision insurance, because of their low replacement value. If you have only the minimum coverage on a car, you’ll pay a lot less for your insurance – even if you drive a lot of miles each year. The more insurance you have, the newer the car, and the more miles you put on it, the higher rates you’ll pay.
No matter what kind of car you have and how much you drive it, come in and see us. As an independent agent, we work with a lot of different companies and can help you find the best insurance option for you and your vehicle. High mileage is going to cost you more, but it doesn’t have to break the bank when it comes to covering your car. Just be sure that you work with us, since we know what questions to ask and how to find you the lowest rate while still being sure that you have all the coverage you need. That can provide you with great peace of mind, as well as a great policy.