If you’re moving or remodeling, or if you just have too many things in and around your home, you might want to put some of your things in storage. One of the items the storage company may offer you is insurance. Do you need it? Well, that depends. Instead of automatically taking that storage insurance (and paying extra for it), make sure you stop in and talk to us. We can help you determine if your homeowners coverage is enough to protect your stored belongings, or if your policy isn’t designed for that.
Whether you’re putting them in storage in Lakewood, Colorado or somewhere else might also matter, and you don’t want to end up with unprotected furniture and other items because of limits on your homeowners policy. Finding out what kind of coverage you have ahead of time is a much better way to protect anything you own, since you’ll know whether you need the storage company’s insurance before you arrive with your belongings. You may also be able to get a temporary rider on your insurance policy that covers items that are stored off-site.
Some policies have restrictions as to how things can be stored, so make sure you choose your Lakewood facility wisely. You’ll want a storage company that is secure, and that protects your belongings properly. We can help you answer any questions about what your policy covers and how your belongings must be secured, so you’ll have peace of mind. Short-term or long-term storage issues can be addressed, and it’s very important that you get the type of coverage that will protect you and your belongings, no matter where they are. Let us help you locate the perfect policy. As an independent agent, we handle multiple companies and know what questions to ask to make sure the policy you get is the right one for you.