Does My Toy Insurance Cover Liability?

Colling Insurance Services Inc. offers toy insurance to the residents who live in Lakewood, CO and many of the surrounding communities. The goal is to fully protect toy owners from various types of liability if someone is injured or property is damaged while you are out playing on your jetskis, snowmobiles, ATV’s or other recreational vehicles. Toy insurance is designed to protect you from different types of financial loss that can be devastating if you are not fully prepared.

Liability for Property

Property liability is essential if you plan on riding your recreational vehicles on public or private lands. If an accident does occur, any property damage becomes your responsibility. Having an effective toy insurance policy in place helps protect you from having to pay large sums of money to repair or replace damaged property.

Liability for Others

If you or another person is injured while riding on your recreational vehicle, you will need to have some type of liability insurance attached to your toy to cover it. While riding without this type of insurance is possible, it puts you at extreme risk of having to pay thousands of dollars out of pocket if an accident does occur. 

Toy insurance can cover many types of recreational vehicles. If you live in the Lakewood, CO area and own recreational vehicles, call the reputable agents at Colling Insurance Services Inc. Talking to an agent will provide you with the information you need so you can purchase the right type of policy for your recreational vehicles. Don’t risk your financial security! Call one of the local agents and request a consultation so you can be fully protected.