Is it mandatory to get an auto insurance in Lakewood, Colorado as soon as you purchase a car?

One question that has many customers searching for answers is: “Is it mandatory in Lakewood, Colorado, to get an auto insurance as soon as you purchase a car?” As an independent agent with an agency, this is something heard on a regular basis. Unfortunately, this is not a question that has a hard, fast answer.

Colorado law states that every person who registers a car must purchase and maintain insurance coverage on that car. The key word in this statement is registers. That means if you purchase an older car with the intent to work on it and maybe fix it up over a few years’ time, you may not need to purchase insurance right away.

However, it is important to remember that if you need to take that car on the road for any reason, you will need to insure it. Therefore, even if you have a classic car that you only drive to car shows, you will need to look into the insurance requirements for that as well.

Luckily, there are many affordable insurance options out there. Working with an independent agent can save you money. Our agency, for instance, will go the extra mile to research and compare rates so that you never pay more than you need to for the coverage you need. Whether you purchase basic liability insurance of full coverage, we have exactly what you need.

Remember, every insurance situation is a little bit different. If you are in or around Lakewood, Colorado, give us a call or contact us and let one of our agents work with you to determine your insurance needs.