Tag Archives: dental

Dental Savings Plans vs. Dental Insurance: Which is Best?

Dental care can be expensive. In fact, Americans spent an astounding $189 billion on dental expenses in 2024 alone. Fortunately, Lakewood, CO, residents looking to save money have options, such as purchasing a dental savings plan or dental insurance.

Dental Savings Plans

With a dental savings plan, you pay an annual fee (and possibly an enrollment fee, depending on the program) in exchange for discounted dental care from dentists within the plan’s network. Prices are predetermined, so you’ll know exactly how much you’ll spend at each visit to your chosen dentist. Some plans offer additional perks, such as discounts on medications and wellness programs, while others provide tiered membership levels that allow you to pay extra for better discounts or access to a larger network of providers. Dental savings plans activate immediately upon purchase, and many cover pre-existing conditions.

Dental Insurance

Dental insurance typically covers 100% of preventive care. The co-pay rate for other types of care depends on the policy you select and your deductible. Dental insurance is ideal for individuals seeking access to a broad network of dental providers and those looking to save money on routine dental visits. However, most policies include a “waiting period” before coverage becomes active, and pre-existing conditions are generally not covered.

Call Colling Insurance Services Inc. for More Information

Colling Insurance Services Inc. specializes in helping residents of Lakewood, CO, find insurance that fits their needs and budget. We offer dental insurance policies from multiple carriers and can help you review your options to find the best coverage. Contact us today for more information or to request price quotes.

Does Dental Insurance Cover Emergencies?

Taking care of your teeth is an essential part of maintaining your overall health. Many people purchase dental insurance to help cover the costs of dental care. If you are near Lakewood, CO, our team at Colling Insurance Services Inc. can provide the information you need about dental insurance. We’ve been assisting clients like you since 1957.

Does Dental Insurance Cover Emergencies?

Even if you take excellent care of your teeth and visit your dentist regularly, dental emergencies can still happen. When they do, the cost of treatment is often the last thing on your mind. According to Legal Clarity, coverage for dental emergencies varies depending on the specific dental insurance policy.

Routine dental care, such as x-rays and exams, is typically covered by standard dental insurance policies. Many policies also offer a fixed amount of coverage for certain emergency procedures, such as tooth extractions or crown replacements. However, some policies determine coverage for unexpected procedures on a case-by-case basis. To avoid surprises, it’s best to review your policy’s provisions before an emergency occurs. If your current policy doesn’t meet your needs, one of our agents can help you explore new insurance options.

Call Us for Your Appointment Today

Dental procedures can be costly, but dental insurance can help ease the financial burden. Our team at Colling Insurance Services Inc. has the expertise and dedication to provide you with the insurance options you need. Clients in the Lakewood, CO, area trust us for excellent customer support. Call us today to schedule an appointment and discuss your insurance needs.

The Right Dental Solutions Offer One More Reason to Smile

Our smile is a powerful communicator and can significantly impact more than just our appearance. It’s often one of the first things people notice about us. That’s why many people strive for a radiant, white smile – first impressions can be pivotal. This desire for a beautiful smile is why many individuals and families in the Lakewood, CO area turn to the friendly and professional team at Colling Insurance Services Inc. for their dental insurance needs.

The Right Dental Insurance Solutions Can Brighten Your Smile

For many of us, our teeth and smile are often taken for granted. That is, until a problem affects our teeth or our confidence to smile. The good news is, in most cases, we can address any issues with our smile and teeth with quality dental care and a skilled dentist. The downside is that dental care can be costly. Fortunately, the right dental insurance can make a difference, giving us another reason to smile. This is why so many people and families in Lakewood, CO trust the team at Colling Insurance Services Inc. for all their dental insurance needs.

Dental Insurance for Lakewood, CO Area Residents

Do you live in or near the beautiful Lakewood, CO, area? Would you like to learn more about how Colling Insurance Services’ dental insurance solutions could benefit you and your smile? We can help. Contact us to find out more and schedule an appointment with our experienced and knowledgeable team today. Protect your smile with the dental insurance solutions you need from Colling Insurance Services Inc.