Colorado Driver: What you Need to Know About Handling a Hit and Run Accident

A local independent agent in Lakewood is your most important ally in dealing with any type of car or truck accidents that you may encounter while driving in Colorado. No matter how responsible and well prepared you are in terms of vehicle insurance, when you are the victim of a hit and run driver, all that preparation can feel like it just was not enough. Fortunately, when you have a good auto insurance policy, it will cover this type of accident, even though you are unable to identify the driver who caused it. Here are some things that your independent agent would like for you to know when it comes to dealing with a hit and run accident.

First, you should always call the police as soon as you are aware that this happened. Fleeing the scene of an accident is a crime, and the person who did this needs to be held accountable for doing that if at all possible. The police may have the ability to find out the identity of the driver who caused the accident, whether through video (if that is available), through eye witness statements (when other people saw the accident), or through other special methods of investigation.

Next, contact us, your Lakewood insurance agent. We can look at your insurance policy to examine the portion of it that applies to hit and run accidents to let you know what will be involved in making your claim. Many comprehensive car or truck insurance policies today do cover hit and run driver accidents under the uninsured motorist part of the policy. Fortunately, this means that just because you were the victim of a hit and run driver you do not have to pay for that damage yourself if you have proper Colorado insurance coverage.